By proceeding, you understand and agree to authorize Finance Factory under the Fair Credit Reporting Act to obtain information from TransUnion and/or Experian for the purpose of providing you with financing options for which you qualify. This is a soft inquiry, and it will not affect your credit score. Please note that this is not a loan offer and you will be required to authorize a full credit report inquiry with the selected Lending Partner to proceed with your application later in the process. You also understand and agree to authorize Finance Factory to send, on your behalf, all your information and loan applications to Lending Partners (as defined in our Terms of Use) and providers; and you hereby provide “written instructions” to Finance Factory and such lending partners under the Fair Credit Reporting Act authorizing lending partners to obtain information from your personal credit profile or other information from one or more credit reporting agencies such as Experian, TransUnion, and/or Equifax.