Can you provide funding for clients who are not U.S. citizens?

No, clients must be permanent residents/U.S. citizens currently residing in the United States.

Do I need a down payment or need to pledge collateral?

No, most options we offer do not require a down payment or any collateral. If the funding is being used to purchase an asset, such as equipment or commercial real estate, that will allow you to qualify with lower credit scores.

Does my business need to be generating revenue before I can receive funding?

No, if you have good credit, 700+ credit scores, then we can most likely help with funding. Having good credit with verifiable income outside of your business will always help as well.

Will the review be a hard pull on credit?

NO HARD inquiries on any reviews, we can give you an offer without a hard inquiry.

Does my co-signer need to be a business partner?

No, can be a family member or friend who is willing to help.

Can I still get financing if I just quit my job?

Yes, if you have good credit or a co-signer we have options!

Do we charge any upfront fees or application fees?

No, Finance Factory does not charge any upfront fees. We only get paid if you successfully receive funding.

Are there any industry restrictions?

No, we work with all industries providing your credit score or partners/co-signers are 700 or better.

How quickly can I get funding?

We can provide credit decisions within 24 hours or less and funding can take place in as few as 3 days.

What are the interest rates?

We offer funding programs with rates as low as 0%. Your specific rates depend on the strength of your credit profile, funding amount, term, and other qualifying factors.

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Credit Repair USA

Credit Repair USA knows how important credit is when it comes to your financial health. That’s why Credit Repair USA can help consumers repair and improve their credit with comprehensive and personalized credit repair services. Credit Repair USA’s programs are designed to help consumers identify and correct errors on credit reports that may be negatively affecting their credit score.

Through free credit consultations, personalized client dashboards, 24/7 access to financial tools, credit monitoring, and a dedicated team of experts, they are focused on helping consumers improve their credit and correct errors on their credit reports. Credit can be complex and confusing, but their team is here to help you manage your credit so you can focus on achieving your financial goals. Increase your credit scores today with the assistance of Credit Repair USA.

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ADP Payroll Services

ADP pays 1 in 6 private sector workers in the United States. And we’re global: we serve approximately 545,000 clients and are the single source for employee administration in 31 countries around the world. (See attached source)

We are not one size fits all. We consult and adapt to our clients/partners needs whether it’s a small (1-49), midmarket (50-999) or over 1,000 employee business, ADP has solutions. Fun fact, Amazon and Under Armor use us.
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Why ADP?

Founded in 1949 by CPA, Henry Taub, ADP has always been and continues to be a leader in the Human Capital Management Industry. Adapting over the years from just payroll to HR services, benefit administration, insurance and time tracking, ADP is truly always designing for people.

With bundled solutions that make sense for your business needs, you can count on myself and ADP to always provide a consultative approach and suggest what we think is the best solution for the business and its employees versus being a one size fits all solution. Whether you’re a self-employed S-Corp or a 60 employee HVAC company, ADP can help and we can help with more than just payroll.

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Go Dibble

We help you get compliant and stay compliant. Navigating the complexities of a new federal law can be overwhelming — especially when missing a deadline or misfiling can result in civil and criminal penalties like fines and even imprisonment. The stress-free, risk-free solution? Let us file your Beneficial Ownership Information report for you.

Businesses, corporations, limited liability companies, and any other entity that has formed with a secretary of state or any similar office in the United States are required to file a BOI report. This includes companies formed under the law of a foreign country that have registered to do business in the U.S. We make it easy to check whether your business is required to file with just a few simple questions–no need to share personal information or pay anything to check.

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