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What Retirement Funding Is

A BDRA is an account that allows you to invest your retirement assets directly into your new business without any penalties of taxable distributions.

Benefits Include:

  • No Penalties
  • No Loans
  • No Banks
  • No Credit
  • Debt-Free
  • No Collateral
  • Complete Control
  • Asset Protection
  • Limitless Investment
  • No Personal Liability
  • No Potential For Denial
  • Loan Amounts: N/A
  • Loan Terms: N/A
  • Interest Rates: N/A
  • Time: 14 – 21 Days

How We Help You With Your BDRA

In today’s market, it's not uncommon for BDRA promoters that facilitate BDRA’s to cut corners and put your business at risk. Our BDRA program recognizes these issues and focuses on providing high-quality, customizable, retirement funding for entrepreneurs with the help of our strategic partners.

We provide top quality legal support, 5 year management consultation, custom retirement plan design, and access to additional funding.


Got Credit? Two Is Better Than One. BDRA And Unsecured Business Finance

As an entrepreneur, you may not always have the funds needed to get you off your feet. And you likely don’t want to use all of your retirement funding. We help develop unique solutions for you and can combine your BDRA with Unsecured Business Finance options.

This can help increase your startup capital with zero collateral, manage your risk by starting the business with a hybrid structure, build relationships with the banks to refinance down the road, and start cash rich with a line of credit that has 0% APR.

For an entrepreneur like you, you must have at least $50,000+ in a retirement account with a previous employer. This includes a 401(k), IRA, and 403(b) and various other types of retirement accounts. However, if you meet this criteria, you can expect funding anywhere between $20,000 and $200,000.


Finance Factory Helps You With Business Directed Retirement Funding

Interested in finding funding for your business? Finance Factory would love to help! If you’re looking to create business directed retirement account, let’s chat! Get pre-qualified right now with our quick-step pre-qualification form! And don’t worry, this will not result in a hard credit inquiry of sensitive information. We just want to learn more about you and your business. Click below to get started!

Get Qualified

What People Think About Us


Abe BurbarDecember 27, 2022

I highly recommend the Finance Factory. They were very professional from the initial and introductory call until the end, on time, on schedule, and as promised. There procedure was as planned and as we agreed upon. They answered all my questions with the up-most level of knowledge and understanding from the beginning, throughout, and toward the end of the process. Again, I highly recommend the Finance Factory


Andy HalliburtonDecember 27, 2022

I have been working with Mark from Finance Factory for close to a year. He has been great to work with - always interested in my clients and does a great job communicating with them and myself. Can't say enough about how good a job he does!

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