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Finance Factory is a trusted partner to business owners at all stages of their entrepreneurial journey.

With customized small business lending options and resources to help foster your financial well being, we empower you to do what you do best, and help transform your vision into reality. We know who’s lending and who’s not lending, how to mitigate the amount of inquiries, and their impact on your credit. This leads to higher approval rates, and shorter time frames lowering the cost of capital.

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How We Compare to Other Financing Solutions

Most Banks Traditional Credit Lines Finance Factory
High Approval Rate
Perfect Credit Not Required
Fast Funding Time
No Prepayment Penalty
Minimal Paperwork
Renewable Sources of Capital
Friendly to Startups

Who We Serve

It’s YOU! We are driven to empower individuals and businesses through a tailored financial solution. Our core values form the foundation of our business, and we work every day to deliver on our mission to improve lives. Join us on our journey and let us help you reach your financial goals!


Variety of Solutions

We work to understand the unique needs of each of our customers. We believe in listening carefully to you and delivering on our promises. Whether that need is to get your business off the ground, providing capital to expand, or getting you through payroll, Finance Factory has an answer.

What People Think About Us

Finance Factory (Towson)
Based on 90 reviews
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I recently had the pleasure of working with Dan & Pete at Finance Factory, and I couldn't be more impressed with their service. From start to finish, they were incredibly quick, diligent, and professional.The entire process was seamless, and their team was always available to answer any questions I had. They took the time to understand my financial needs and provided tailored solutions that perfectly fit my situation. Their expertise and efficiency made a potentially stressful experience completely hassle-free.I highly recommend Finance Factory to anyone in need of financial services. Their commitment to excellence is evident in every interaction. Thank you, Finance Factory, for your outstanding service!
5 stars all around. Had first call on a Thursday. Did a quick overview of what I was looking for. They called on Saturday. Sunday we went over my options and they walked me through the process. After about 20 minutes I submitted my request. Was approved instantly for the exact amount I asked for in the exact time period. Was approved for 4 years with an 8.99% APR.After dealing with traditional banks for almost 2 months it was a relief to find a lender that was more than reasonable. Very hassle free. Very professional and realistic about meeting my goals. Overall I will end up saving $ compared to what the traditional lenders were offering. Thanks again.
I’m grateful for the opportunity to work with Sean, the SR Account Manager with Finance Factory. He showed great customer service, prompt responses, provided insightful information, and made this loan process very simple. It wasn’t the most seamless process due to miscommunication with a lender on my end, but Sean was patient with me and did everything he could to get me the best loan possible. Thank you so much, Sean!
Working with Sam has been a pleasure. He answers questions quickly and keeps in touch.
Alejandro (Alex) was phenomenal! Communication was great, and he was on top of EVERYTHING. Moreover, the process moved very quickly. I’m so happy I chose Finance Factory over another competitor that I was considering.
Mar, my Funding Account Manager was very helpful she was able to explain the process to me in a way that I could understand. She made the experience easy and I enjoyed working with her
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