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What Equipment Financing Is

Equipment Financing allows you to fund up to 100% on new or used equipment for your business. This can include tools, appliances, computers, or even vehicles– but there’s plenty more that can be funded using Equipment Financing. When it comes to Equipment Financing, there’s little paperwork and you can get easy access to cash since the equipment is the collateral.

 

Some Things You Can Use Equipment
Financing For

  • Hardware and software (computers, management applications, etc.)
  • Office furniture (desks, chairs, rugs, etc.)
  • Commercial restaurant appliances (grills, ovens, deep fryers, freezers, etc.)
  • construction equipment (workbenches, forklifts, tools, etc.)
  • Power, heating, and cooling (HVAC units, solar panels, generators, etc.)
  • Sales transaction devices (cash registers, point-of-sale payment software, etc.)

 

Loan Amounts

$5,000 – $5,000,000

Loan Terms

Life Expectancy Of Equipment

Interest Rates

6% – 30%+

Time

As Fast As 48 Hours

Better Way To Lease Equipment or Finance Equipment

Businesses today need the best commercial equipment and best equipment financing available to stay competitive, operate efficiently, and deliver high quality products and services. We make equipment leasing and equipment financing easy at Finance Factory.

To lease commercial equipment from the leading equipment finance companies in North America, it now takes just 2 minutes with our instant equipment lease quote engine.

Our online equipment finance platform makes “soft” credit inquiries so there is virtually no impact to your personal credit score and you can come back and shop for equipment financing over and over again to get pre-qualified equipment leasing quotes.

At Finance Factory you get real equipment finance rates from real equipment lenders. Should you need special assistance with equipment leasing because you are a new company, have damaged credit, or happen to be buying unique equipment for your unique business.We have the equipment finance experts that will help you find the best equipment lease options available.

So check it out. Lease equipment and finance equipment at Finance Factory, where equipment leasing and equipment financing is Fast, Easy, & Free!

Ideal Annual Revenue

$20,000

Ideal Credit Score

600 – 800

Time In Business

2 Years

The Three Cs for Qualifying

When you’re looking into loans, Finance Factory looks at the Three Cs: Credit, Cash flow, and Collateral. You’ll want to have a credit score between 600 and 800– with an ideal score of 680+. But we’ll also look for a minimum account balance of $1,000 – $5,000 for monthly cash flow (but also look at tax returns, profit, and annual revenue). As for collateral, we prioritize unsecured funding; however, collateral is just one option. As long as you have one of the Three Cs, you’ll qualify for a loan.

 

Finance Factory Helps You Find The Best Equipment Financing For Your Business

Interested in finding funding for your business? Finance Factory would love to help! If you’re looking to fund your business within the next 30 to 90 days and have a credit score of 600 – 800, let’s chat! Get pre-qualified right now with our quick-step pre-qualification form! And don’t worry, this will not result in a hard credit inquiry of sensitive information. We just want to learn more about you and your business. Click below to get started!