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What Real Estate Funding is

See How We Can Help You Grow. In any financial market, you need a partner who is willing to take the time to listen and understand your business.

Someone with experience and integrity to provide your company with the right advice and guidance. A partner who puts your interest before theirs, and never collects a fee or commission until your transaction closes.

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Finance Factory assists small business owner who are seeking financing to grow, expand or improve cash flow. With a demonstrated track record of success, we help borrowers every day from all backgrounds and credit challenges.

When you work with us, you work directly with a Commercial Lending Advisor who is well versed in each lending avenue available to your small business.

  • Loan Amounts: Perfect for borrowers looking for loan amounts from $100,000 to $5,000,000
  • Loan Terms: 12 months to 30 years
  • Timeframe: 30-45 Days from approval
  • Interest Rates: 5% - 12%
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Small Balance Commercial

  • Multiple uses: debt refinance, working capital business acquisitions & purchase of real estate
  • In house underwriting, approval and funding
  • Rates starting at 5.5%
  • Quick approval process
  • Loan amounts from $30,000 – $5,000,000
  • Stated, Low-Doc and Lite Doc programs
  • All credit types considered
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Conventional Loan Programs

  • For investment or owner occupied commercial real estate properties
  • LTV’s up to 80%
  • Long term fixed options available
  • Quick approval process
  • Suited for highly qualified borrowers
  • Bank-like rates
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Bridge Lending

  • Short term financing
  • Interest only or fully amortizing
  • Closing in as quick as 7 days
  • Available for investment property fix and flips
  • LTVs up to 70%
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  • Multiple uses: debt refinance, working capital business acquisitions and purchase of real estate
  • In house underwriting, approval and funding

QuickApproval Process

  • Stated, Low-Doc and Lite Doc programs
  • For investment or owner occupied commercial real estate properties
  • All credit types considered
  • Long term fixed options available