No, clients must be permanent residents/U.S. citizens currently residing in the United States.
No, most options we offer do not require a down payment or any collateral. If the funding is being used to purchase an asset, such as equipment or commercial real estate, that will allow you to qualify with lower credit scores.
No, if you have good credit, 700+ credit scores, then we can most likely help with funding. Having good credit with verifiable income outside of your business will always help as well.
NO HARD inquiries on any reviews, we can give you an offer without a hard inquiry.
No, can be a family member or friend who is willing to help.
Yes, if you have good credit or a co-signer we have options!
No, Finance Factory does not charge any upfront fees. We only get paid if you successfully receive funding.
No, we work with all industries providing your credit score or partners/co-signers are 700 or better.
We can provide credit decisions within 24 hours or less and funding can take place in as few as 3 days.
We offer funding programs with rates as low as 0%. Your specific rates depend on the strength of your credit profile, funding amount, term, and other qualifying factors.
Working with Alex and Donald has been the best experience! Very efficient and knowledgeable. This was the best experience i highly recommend them for all your personal and business ventures.
I want to express my sincere gratitude to Finance Factory. Alex and John were extremely helpful in getting the funding that I needed quickly for a Franchise purchase. Super nice and professional guys to work with. I highly recommend this company!
My experience working with Mark and Alex was outstanding. I had a situation where I needed a substantial amount of cash quickly and was having a really hard time getting it done. They were able to get me, to my goal, and money in hand in 4 days. What I learned in this process is that it’s an art. There’s an order and method to approaching different lending institutions and their expertise was necessary. They guided me through every step. To say that I was pleasantly surprised would be an understatement. I didn’t fully expect it to come to fruition - but it did. I can’t recommend them highly enough.
I worked with Donald Acosta during my loan application. Throughout the complete process, Donald is an excellent listener, understands the client's needs and it is very knowlegable. I felt comfortable speaking with him and I am glad he was my Processing Specialist. Not only I got approved on the loan, whenever I need financial assistance in the future, Donald Acosta will be the person to call. Thank you Donald!
If you need financing that traditional commercial lenders have let you down with, this is a place that helps! Made my dreams come true, in under 12 hours fully funded to start my future. I can't thank them enough with how quickly and efficiently they worked on it. True professionals! What a game changer it was when I called them. If you think you've got nowhere else to turn, try Finance Factory you won't regret it.
These guys were great at helping me secure a loan! Mitch and Donald were an absolute pleasure to work with and I had my funding within 24 hours! 5 star service!
